Stop Guessing Your Taxes.
Know Exactly What You Can Deduct.
AI-powered expense tracking and tax insights built for small business owners.
Simple, transparent pricing
No hidden fees. Upgrade or cancel anytime.
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Get started tracking your business expenses at no cost.
- 1 account
- 20 AI insights / month
- Basic expense tracking
- Core dashboard (fixed layout)
Essential tools for freelancers ready to get tax-smart.
- Everything in FREE, plus more:
- Up to 3 accounts
- 100 AI insights / month
- CSV exports
- Multi-year tax reports
- Full Schedule C reporting
- Dashboard layout editor + checkpoints
- Up to 3 saved dashboard layouts
Built for growing businesses that need collaboration and higher limits.
- Everything in STARTER, plus more:
- Up to 10 accounts
- 500 AI insights / month
- 1 accountant + 2 viewers
- Dashboard layout sharing
- Use My vs Shared layout preference
- 8 BUSINESS widgets (Cash Flow, Spend Velocity, Expense Concentration, Tax Category Concentration, Quarterly Profitability, Recurring Expense Stability, Category Coverage Gap, Vendor Spend Shifts)
- Bank import staging workspace (up to 1 month per import)
- AI processing batch capacity: up to 50 staged transactions per analysis run
- Up to 8 saved layouts + 20 checkpoints
For power users, agencies, and accountants managing multiple clients.
- Everything in BUSINESS, plus more:
- Unlimited accounts
- 1,500 AI insights / month
- Unlimited collaborators
- Up to 20 saved layouts + 50 checkpoints
- 8 PRO-only intelligence widgets (Deduction Readiness Score, Schedule C Trend Delta, Top Reclass Opportunities, Estimated Tax Runway, Prior-Year Variance Review, Client Close Readiness, Exception Queue, What-If Deduction Impact)
- Bank import staging workspace (up to 3 months per import)
- AI processing batch capacity: up to 150 staged transactions per analysis run
- Snapshot compare mode
Compare Plans at a Glance
Clear feature and limit breakdown for each plan.
| Feature | FREE | STARTER | BUSINESS | PRO |
|---|---|---|---|---|
| Core Capacity | ||||
Account limit Maximum number of accounts you can actively manage under your own workspace. | 1 | 3 | 10 | Unlimited |
AI monthly limit Monthly AI usage cap for tax insights and AI-assisted classification flows. | 20 | 100 | 500 | 1,500 |
| Tax Readiness | ||||
CSV tax export Export tax report data to CSV for filing workflows and accountant handoff. | No | Yes | Yes | Yes |
Prior-year reports Access and review tax data from previous years in addition to the current year. | No | Yes | Yes | Yes |
Schedule C full reporting IRS Schedule C aligned reporting with category mapping for self-employed filing. | No | Yes | Yes | Yes |
| Import Operations | ||||
Bank import staging workspace Import CSV/QFX/OFX bank files into a review workspace before posting transactions. | No | No | Yes | Yes |
Import date window per batch Maximum calendar-month range allowed in a single import batch. | No | No | 1 month | 3 months |
AI processing batch capacity Maximum staged transactions that can be processed in one AI analysis batch. | No | No | 50 | 150 |
| Dashboard Customization | ||||
Dashboard layout editor Customize dashboard structure, card placement, and personalized layout flow. | No | Yes | Yes | Yes |
Multiple saved layouts Save more than one dashboard configuration for different workflows. | No | Yes | Yes | Yes |
Max saved layouts Maximum number of layout variations you can keep saved at the same time. | 1 (default) | 3 | 8 | 20 |
Max checkpoints per layout Maximum number of restore points retained per saved layout. | 0 | 5 | 20 | 50 |
Role presets Apply ready-made dashboard arrangements tuned for owner, accountant, or viewer needs. | No | Yes | Yes | Yes |
Widget pinning Pin priority cards so key widgets stay surfaced in your preferred order. | No | Yes | Yes | Yes |
| Dashboard Intelligence | ||||
Layout checkpoints Save and restore layout snapshots so you can safely experiment without losing setup. | No | Yes | Yes | Yes |
Layout source preference Choose whether your dashboard defaults to your own layout or shared team layouts. | No | No | Yes | Yes |
Layout sharing to collaborators Send your current layout setup to accepted collaborators as a shared copy. | No | No | Yes | Yes |
BUSINESS widgets Advanced dashboard analytics cards: Cash Flow Trend, Spend Velocity, Expense Concentration, Tax Category Concentration, Quarterly Profitability, Recurring Expense Stability, Category Coverage Gap, and Vendor Spend Shifts. | No | No | Yes | Yes |
PRO-only intelligence widgets Advanced professional widgets: Deduction Readiness Score, Schedule C Trend Delta, Top Reclass Opportunities, Estimated Tax Runway, Prior-Year Variance Review, Client Close Readiness, Exception Queue, and What-If Deduction Impact. | No | No | No | Yes |
Snapshot compare mode Compare two monthly snapshots side by side to review visibility and structure drift over time. | No | No | No | Yes |
| Collaboration & Access | ||||
Collaboration seats Maximum invited collaborator capacity in your workspace (accountants + viewers). | No | No | 1 accountant + 2 viewers | Unlimited |
Invite collaborators Invite accountants and viewers into your workspace with role-based access. | No | No | Yes | Yes |
Accept collaboration invites Join other owners' workspaces when they invite you as an accountant or viewer. | No | No | Yes | Yes |
What You Get
Tax-Ready Reports
Generate Schedule C–aligned reports in seconds. Every expense categorized, every deduction captured.
AI Tax Assistant
Our AI scans your transactions and flags missed deductions, anomalies, and optimization opportunities automatically.
Accountant Collaboration
Invite your accountant or bookkeeper as a viewer or editor without sharing your login.
Secure & Private
Bank-grade encryption. Your financial data is never shared or sold. Full audit log on every change.
"Even one missed deduction could cost you hundreds.
LedgerX helps you catch them automatically."
Frequently Asked Questions
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